Terms of Service

Last updated: November 17, 2025

1. Acceptance of Terms

Welcome to AI Note Taker, operated by Zora Digital ("Company," "we," "our," or "us"). By accessing or using our service, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our service.

2. Description of Service

AI Note Taker is an AI-powered note-taking application that allows users to:

  • Create, edit, organize, and store notes
  • Generate notes using AI technology
  • Expand and improve note content with AI assistance
  • Categorize and search notes
  • Make optional donations to support development
  • Submit feature requests

3. User Accounts

3.1 Account Creation

To use our service, you must create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Keep your password secure and confidential
  • Be responsible for all activities under your account
  • Notify us immediately of any unauthorized access

3.2 Account Eligibility

You must be at least 13 years old to use this service. By creating an account, you represent that you meet this age requirement.

3.3 Account Security Monitoring

To protect your account, we use Google Cross-Account Protection (RISC) to monitor for security threats including:

  • Account hijacking attempts
  • Suspicious login activity
  • Phishing and social engineering attacks
  • Unauthorized access attempts

If we detect suspicious activity, we may temporarily restrict your account access and require additional verification. By using our service, you consent to this security monitoring.

3.4 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activities.

4. Acceptable Use

You agree NOT to:

  • Use the service for any illegal purpose or in violation of any laws
  • Violate or infringe on the rights of others
  • Upload malicious code, viruses, or harmful content
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the service or servers
  • Use automated systems (bots) to access the service without permission
  • Reproduce, duplicate, or exploit the service for commercial purposes without authorization
  • Harass, abuse, or harm other users
  • Use the AI features to generate illegal, harmful, or abusive content

5. Your Content

5.1 Ownership

You retain all rights to the notes and content you create ("Your Content"). By using our service, you grant us a limited license to store, display, and process Your Content solely to provide the service.

5.2 Content Responsibility

You are solely responsible for Your Content and any consequences of sharing it. We do not endorse, support, or guarantee the accuracy of any user content.

5.3 Backup

While we strive to maintain reliable service, we recommend you keep backup copies of important content. We are not responsible for any loss of Your Content.

6. AI Features

Our AI-powered features use third-party services (OpenAI) to generate and expand note content. You acknowledge that:

  • AI-generated content may not always be accurate, appropriate, or useful
  • You are responsible for reviewing and verifying AI-generated content
  • AI processing requires sending your prompts to our AI service provider
  • We do not guarantee the availability or quality of AI features
  • AI usage may be subject to rate limits or quotas

7. Payments and Donations

7.1 Donations

Donations to support our service are voluntary and non-refundable. All donations are processed through Stripe or PayPal. By making a donation, you agree to their respective terms of service.

7.2 Transaction Limits

To ensure security and prevent fraud, we enforce the following transaction limits:

  • PayPal donations: Minimum $5.00, Maximum $999.00 USD
  • Stripe donations: Minimum $1.00, Maximum $999,999.99 USD

Donations outside these limits will be rejected. These limits may be adjusted at our discretion for security purposes.

7.3 Fraud Prevention and Security

We implement comprehensive security measures for all payment transactions, including:

  • Transaction ownership verification to ensure you can only capture your own payments
  • Amount validation to prevent manipulation of payment amounts
  • Cryptographic signature verification for payment webhooks
  • Monitoring for suspicious payment activity

We reserve the right to reject, cancel, or reverse any transaction that appears fraudulent, suspicious, or violates these Terms. Attempting to bypass our security measures or manipulate payment amounts will result in immediate account termination and may be reported to law enforcement.

7.4 No Obligation

The service remains free to use. Donations do not create any obligation on our part to provide additional features, support, or services.

7.5 Refunds

All donations are final and non-refundable. If you believe there was an error in processing your donation, please contact us at inf@zora.digital.

8. Intellectual Property

8.1 Our IP

The service, including its design, features, code, and documentation, is owned by Zora Digital and protected by copyright, trademark, and other intellectual property laws.

8.2 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use the service for personal, non-commercial purposes.

9. Third-Party Services

Our service integrates with the following third-party services:

  • Clerk: User authentication and account management
  • Google RISC (Cross-Account Protection): Security monitoring to detect and prevent account hijacking, phishing, and unauthorized access
  • OpenAI: AI-powered content generation
  • Stripe & PayPal: Payment processing
  • Vercel: Application hosting and infrastructure

Your use of these services is subject to their respective terms and privacy policies. We are not responsible for the actions, policies, or security practices of these third parties. By using our service, you acknowledge and agree to the integration of these third-party services.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We do not warrant that:

  • The service will be uninterrupted, timely, secure, or error-free
  • The results obtained from using the service will be accurate or reliable
  • Any errors or defects will be corrected
  • The service will meet your specific requirements

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZORA DIGITAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, OR GOODWILL ARISING FROM YOUR USE OF THE SERVICE.

Our total liability to you for all claims arising from the service shall not exceed the amount you paid us (if any) in the 12 months before the claim arose.

12. Indemnification

You agree to indemnify and hold harmless Zora Digital, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from:

  • Your use of the service
  • Your violation of these Terms
  • Your violation of any rights of another user or third party
  • Your Content

13. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

14. Changes to Service

We reserve the right to modify, suspend, or discontinue the service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

15. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the service after changes constitutes acceptance of the updated Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to conflict of law principles.

17. Dispute Resolution

Any disputes arising from these Terms or your use of the service shall be resolved through binding arbitration, except where prohibited by law. You waive your right to participate in class-action lawsuits.

18. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Zora Digital regarding the service.

20. Contact Us

If you have questions about these Terms, please contact us:

  • Email: inf@zora.digital
  • Company: Zora Digital
  • Jurisdiction: Illinois, United States

Agreement

By using AI Note Taker, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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